Whether you are looking for a fresh start or to restructure debt, Biggins Law Group has the experience to properly analyze your situation and provide you with the best option and recommendations for your situation.

Once you chose the course of action appropriate for you, Biggins Law handles the rest and informs you of each milestone along the way until the process is complete. Some of the more common bankruptcy options include:

Chapter 7
Chapter 7 is a way to wipe the slate clean and get a fresh financial start while keeping your home and car, for example. In Chapter 7 your unsecured debts (e.g. credit cards, medical bills, personal loans, payday loans, etc.) are discharged by the court after any non-exempt assets are liquidated.

Chapter 13
Chapter 13 bankruptcy is for individuals with a steady source of income who may not qualify for Chapter 7. Chapter 13 is also referred to as “Payment Plan Bankruptcy” or a “Wage Earner Bankruptcy.”  This approach allows you to pay some or all of your debts back over time out of your wages and unlike Chapter 7, you will keep your property.

Chapter 11
Chapter 11 is for businesses that have debt in collections, want to continue operations but do not qualify for Chapter 13. Chapter 11 ceases collections activity allowing the business time to work out a repayment plan with creditors.

We have served our bankruptcy clients in Los Angeles County, Orange County, Riverside County, San Bernardino County, San Diego County, and throughout California.

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